Turn ambitious ideas into built reality. ARK Capital Solutions structures project loans for manufacturing, real estate, renewable energy, logistics, and industrial projects — with full DPR and CMA data preparation support.
A project loan is a long-term structured credit facility designed to fund the establishment or large-scale expansion of a business — manufacturing plants, real estate developments, IT parks, hotels, warehouses, or renewable energy installations. Unlike working capital, project loans finance the entire capital expenditure of a new or expanding venture. ARK Capital Solutions prepares your Detailed Project Report (DPR), CMA data, and lender presentation to ensure your project receives the serious credit consideration it deserves.
Manufacturing units, industrial parks, and processing plant establishment
Real estate development — residential, commercial, or affordable housing projects
Solar power plants, wind energy, and renewable energy infrastructure
Warehousing complexes, logistics parks, and cold storage facilities
Hotels, resorts, banquet halls, and large-scale hospitality projects
IT parks, software development centres, and commercial office complexes
Agro-processing units, food parks, and APMC-linked projects
Healthcare complexes, medical colleges, and large hospital projects
Loan amounts from ₹50 Lakhs to ₹50 Crore+ depending on project scope
Tenure up to 20 years with structured, DSCR-based repayment schedules
Moratorium period of 6–24 months during project implementation phase
Debt-to-equity ratio typically 70:30 for bankable projects
Consortium lending available — multiple banks for very large projects
DPR (Detailed Project Report) and CMA data preparation by ARK team
Promoter equity contribution of 25–30% of total project cost
Government schemes available: SIDBI, NABARD, state industrial schemes
Promoters with proven industry experience in the proposed sector
Minimum equity contribution of 25–30% of total project cost
Viable Detailed Project Report with positive NPV, IRR, and DSCR above 1.25
Land, building, or project assets offered as primary security
CIBIL score: 700 and above for all promoters — personal guarantees required
Environmental and statutory clearances in place (or in process)
Detailed Project Report (DPR) with technical and financial feasibility study
CMA data: 5–10 year projected financial statements
Promoter KYC: Aadhaar, PAN, net worth statement, and CIBIL report
Land / site documents and approved layout / building plan
Quotations from machinery suppliers or construction contractors
Audited financials of existing entities operated by the promoter group
GST registration and any applicable industry-specific licences
How to Apply — Step by Step
1
Project Feasibility
We assess the project concept, promoter background, equity availability, and land status.
2
DPR & CMA Preparation
Our team prepares a bankable DPR and 5-year CMA projections demonstrating viability.
3
Lender Presentation
The project file is presented to shortlisted banks, term-lending institutions, and DFIs.
4
Sanction & Disbursement
Loan sanctioned post-appraisal; disbursed in stages linked to project milestones.
Frequently Asked Questions
What is a DPR and do you help prepare it? +
A Detailed Project Report (DPR) covers technical specifications, capital cost estimates, revenue projections, break-even analysis, ROI, and risk mitigation. Yes — ARK Capital Solutions prepares bankable DPRs and CMA data packages that lenders accept with confidence.
What is DSCR and why does it matter for project loans? +
DSCR (Debt Service Coverage Ratio) measures whether a project generates enough cash flow to service its debt obligations. A DSCR above 1.25 is required by most term lenders. We structure your financial projections to demonstrate a healthy and sustainable DSCR.
Can a first-time entrepreneur get a project loan? +
Yes. With adequate equity contribution (25–30%), strong collateral, and a well-prepared DPR, first-generation entrepreneurs can access project finance. We also leverage SIDBI, NABARD, and state industrial corporation schemes that specifically support new promoters.
What is consortium lending? +
For large projects (₹25 Crore+), a single bank may not lend the full amount. Consortium lending involves multiple banks sharing the credit exposure under a lead bank arrangement. We facilitate consortium formation and documentation for large projects.
How long does project loan approval take? +
Project loan appraisal is more detailed than regular loans — typically 15–30 working days after submission of a complete file including DPR, CMA, and property documents. We track the file at every stage and follow up with lenders proactively.
Ready to Apply for Project Loans?
Talk to our expert advisors — zero fees, personalised guidance, and the best rates in Hyderabad.
