New Car · Used Car · Refinance · Commercial Vehicle
What is Car Loans?
Your dream car is closer than you think. ARK Capital Solutions partners with 15+ leading banks and NBFCs to offer the most competitive car loan rates in Hyderabad — for new cars, pre-owned vehicles, and commercial vehicles. Whether you are a salaried professional, self-employed business owner, or a first-time buyer, we handle everything from documentation to disbursement with doorstep convenience. Get up to 100% on-road funding with minimal paperwork and approval in as little as 24 hours.
Purchase a brand-new car from any authorised dealer across Hyderabad
Finance a certified pre-owned or used car (up to 10 years old)
Refinance your existing car loan at a lower interest rate
Buy commercial vehicles — taxis, delivery vans, or fleet vehicles
Top-up loan on an existing car loan for urgent personal needs
Upgrade your existing vehicle with a trade-in car loan
Finance electric vehicles (EV) with special low-rate schemes
Interest rates (new cars) and (used cars)
Up to 100% on-road price funding for new cars (select profiles)
Loan tenure up to 7 years for manageable EMIs
Fast pre-approval within 24 hours, disbursement in 48 hours
Zero or minimal prepayment charges after 6 months
No guarantor required for salaried applicants with good CIBIL
Finance for all car brands — Maruti, Hyundai, Tata, Honda, Toyota, BMW, Mercedes and more
Doorstep document collection — no branch visits needed
Age: 21–65 years (at loan maturity)
Salaried: Minimum net salary ₹15,000/month; at least 1 year of continuous employment
Self-Employed / Business: Minimum 2 years of business with ITR proof
CIBIL credit score of 700 and above preferred
Valid driving licence (DL) required for self-employed applicants
Used car: Vehicle not older than 10 years at the end of loan tenure
Identity proof: Aadhaar card, PAN card
Address proof: Utility bill, Voter ID, Passport, or Rent Agreement
Income proof: Last 3 months salary slips or 2 years ITR with computation
Bank statements: Last 6 months
Proforma Invoice (PI) from car dealer — for new car loans
RC Book, insurance, and valuation report — for used car loans
Passport-size photographs (2 copies)
Driving Licence (DL) — mandatory for self-employed
How to Apply — Step by Step
1
Free Consultation
Call or WhatsApp us. We check your income, CIBIL, and suggest the best lender.
2
Document Collection
Our advisor collects all documents at your home, office, or car showroom.
3
Bank Processing
We submit your file to 2–3 matched lenders simultaneously for faster approval.
4
Disbursement
Loan amount credited to the dealer's account within 24–48 hours of approval.
Frequently Asked Questions
How quickly can I get a car loan approved? +
With ARK Capital Solutions, most car loan approvals happen within 24 hours and disbursement within 48 hours once all documents are in order. We prioritise fast turnaround at every step.
Can I get 100% funding for a new car? +
Yes, select profiles (high CIBIL score, strong income) can get up to 100% on-road price funding including insurance, accessories, and registration charges. Most lenders fund 85–90% of on-road price on average.
What is the minimum CIBIL score for a car loan? +
Most banks prefer a CIBIL score of 700 and above. However, we work with NBFCs who consider scores from 650 in special cases. We also advise clients on improving their credit score before applying.
Can I get a loan for a used or second-hand car? +
Yes. We offer used car loans for certified pre-owned vehicles up to 10 years old. Interest rates for used cars are slightly higher () and the loan amount is based on the vehicle's current market valuation.
Is there a prepayment or foreclosure penalty? +
Most banks allow partial prepayment or full foreclosure after 6–12 EMIs with minimal or zero charges. We will help you choose a lender with the most flexible prepayment terms based on your needs.
Ready to Apply for Car Loans?
Talk to our expert advisors — zero fees, personalised guidance, and the best rates in Hyderabad.
